Frugal living is not about being cheap or depriving yourself of the things you love. It’s a mindset, a lifestyle that empowers you to make intentional choices with your money. It’s a way of living that allows you to maximize your resources, minimize waste, and find joy in the art of saving.
Not having a plan to reach your goals is like taking a road trip without a map and hoping you reach your destination. The biggest benefit of a financial plan is that it provides actionable steps to achieve your goals.